Yacht Loans
Competitive Rates & Flexible TermsWe offer some of the most competitive interest rates on marine loans in New Zealand, tailored to your budget and lifestyle. Choose a repayment plan that suits you, with flexible terms that make repayments hassle-free.
- Same-day approvals available
- FMA-licensed adviser (FSP1008126)
- 100% New Zealand owned
Yacht Loans with Dynamic Finance
Quick, Easy Approval ProcessGet your yacht loan approved today! With our simple online application, securing your financing has never been faster. Our friendly, professional team is here to support you every step of the way.
No Deposit Options AvailableNo deposit? No problem! We understand that everyone’s situation is unique, which is why we provide no-deposit car loans to make getting your new car more accessible than ever.
Nationwide CoverageWhether you’re in Auckland, Wellington, Christchurch, or anywhere else in New Zealand, our yacht finance solutions are just a click away. We’re proud to serve Kiwis all over the country with easy, online access to our services.
Apply OnlineUse our user-friendly online form to apply in minutes. Our team will review your application and get back to you quickly, so you’re not left waiting.
Sail AwayOnce approved, all you have to do is choose your boat, complete your paperwork, and hit the water! It’s that simple.
With Dynamic Finance, your marine loan experience will be smooth, efficient, and tailored to fit your budget. Don’t wait, get out on the water today!
Buying privately?
A lot of the best boats, bikes and vans are sold privately, and that is where finance usually gets awkward - the seller wants cleared funds and you want to know the money is safe.
We settle directly with the seller, check there is no money owing against it on the PPSR first, and handle the paperwork between you. You do not need to hand over anything before that is done.
Common questions
Can I finance a boat bought privately?
Yes, and a good share of the best boats are. We settle directly with the seller and run a PPSR check first, so your money does not move before the boat is genuinely clear.
Are the boat, motor and trailer covered by one check?
Not necessarily - they are often registered separately, so a single search may miss one. Tell us what the package includes and we will check each part rather than assume.
Can I finance a used Yacht?
Yes. The term a lender offers shortens as a vehicle ages, because they are looking at what it is worth at the end of the loan rather than today, but used purchases are the majority of what we arrange.
Why use a broker?
For a private sale in particular, going direct to your bank is usually the slow road.
Dynamic Finance
Working for you
- Private sales handled start to finish
- PPSR checked before any money moves
- We settle directly with the seller
- One application across a panel of lenders
- Usually an answer the same day
Going direct
One bank, one answer
- Private sales often declined outright
- Checks left to you
- Funds released to you to pass on
- A single credit policy to fit
- Days rather than hours
How it works
Tell us what you have found
A listing link is usually enough to get started.
We check it and sort the finance
Including a PPSR check, so you are not buying somebody else’s debt.
We pay the seller directly
Funds go where they should, and you collect it.
Get out there
Send us the listing and we will tell you what it would cost to finance - usually the same day.