Loan Repayment Calculator NZ

Pick what you're financing and we'll show indicative repayments in seconds. No credit check, no impact on your credit score.

Your finance details

Purchase price

Do you have a deposit or a trade-in?

Term

Balloon / residual

None

Put the GST back when your refund lands. You'll claim back at your next return — we structure it as a one-off payment in so your ongoing repayments drop.

Amount financed

Your indicative repayments

Amount financed

GST payment

Balloon due at end

Total repayable

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How this is calculated

The repayment amounts shown include Establishment and Introducer fees totaling and a PPSR Fee of . These fees are examples only and they exclude ongoing fees. The actual fees charged may vary based on your circumstances and the chosen lender. This calculator gives you an estimate only. Final loan terms will depend on your application and lender assessment.

Figures assume an indicative rate of . We set this conservatively, so most approved customers are offered less. Your actual rate depends on your application, the asset and the lender. % p.a.

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Your finance details

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Dynamic Finance Limited (FSP1008126), trading as Dynamic Finance, holds a Class 2 Financial Advice Provider Licence issued by the Financial Markets Authority to provide financial advice.