Kubota Finance
Kubota tractors, excavators and utility vehicles do the work on lifestyle blocks, farms and job sites right across New Zealand. Dynamic Finance arranges machinery finance for new and used Kubota equipment, bought from a dealer, privately or at auction.
- Same-day approvals available
- FMA-licensed adviser (FSP1008126)
- 100% New Zealand owned
Kubota Finance with Dynamic Finance
No manufacturer targets. We work for you, not Kubota sales quotas.
Machinery earns its keep over years, not months, and finance should be structured against that rather than squeezed into a short term that strains cash flow in the first season.
Experience the Dynamic Finance difference. From competitive rates to tailored terms, we make financing your Kubota simple, transparent and stress-free. Apply online now or give us a call for a personalised consultation.
Seasonal and irregular income
Farming and contracting income does not arrive in twelve equal instalments, and finance priced as though it does puts pressure on exactly the months that are already tight.
Several of our lenders will structure repayments around a season, a harvest or a contract, including deferred first payments and irregular schedules. If your income is lumpy, tell us when it actually lands and we will work to that rather than to a calendar.
What sets us apart
Financing through us means independence, transparency and a person who answers the phone - instead of a finance desk with targets to hit.
Dynamic Finance
An independent broker working for you
- A panel of lenders, so the options compete for your business.
- Rates and terms matched to your situation, not one lender's product sheet.
- One adviser from application through to payout.
- Private and dealer purchases handled the same way.
Dealership finance
The finance desk down the hall
- Usually one lender, or a small panel you never see.
- Finance margin is part of the deal being negotiated.
- Handed between salesperson, finance manager and lender.
- Tied to the vehicle on their lot.
How it works
Tell us about the machine
Make, model, hours, and whether it is coming from a dealer, privately or a clearing sale.
We structure it around your season
Repayments matched to when the money actually comes in, not to a standard schedule.
Settled and working
We deal with the seller or the auction house directly so the machine can start earning.
Get the machine working
Tell us what you are buying and when your income lands, and we will structure something that fits.