Ute and light commercial finance

Isuzu Ute Finance

The D-Max and MU-X have a strong following among New Zealanders who actually use a ute for what it was built for. Dynamic Finance arranges Isuzu Ute finance for new, used and imported vehicles, whether the ute is a work asset, a family vehicle or both.

  • Same-day approvals available
  • FMA-licensed adviser (FSP1008126)
  • 100% New Zealand owned

Isuzu Ute Finance with Dynamic Finance

Choosing Dynamic Finance means working with a finance partner focused solely on helping you into the ute you want, without compromise.

A ute that earns its keep can often be financed on business terms rather than consumer terms, and we will tell you which applies to you. Apply online now or give us a call for a personalised consultation.

What we will need from you

For a business purchase we usually need your IRD number, recent GST returns or financials, and details of the truck. If you are an owner-operator without a full set of accounts, say so - several of our lenders assess on contract income and bank statements instead, and we will point your application at them rather than at the ones that will decline it.

If you are refinancing an existing truck to free up working capital, we can look at that at the same time.

Broker or dealer finance?

Dealer finance is one lender with a target to hit. We are not.

Dynamic Finance

Working for you

  • We take one application to a panel of lenders
  • No manufacturer sales targets to meet
  • Structures built around a working asset
  • Refinance and balloon options considered
  • We tell you the outcome either way

Dealer finance

Working for the dealership

  • One lender, take it or leave it
  • Rate tied to the sale, not to you
  • Terms set to suit the deal on the floor
  • Refinancing rarely on the table
  • Pressure to sign on the day

How it works

1

Tell us about the truck

Make, model, age, hours or kilometres, and what it will be doing.

2

We take it to the right lenders

Not every lender understands commercial vehicles. We go to the ones that do.

3

Approved and earning

Documents to sign, settlement with the seller, and the truck starts paying for itself.

Get the truck sorted

Tell us what you are buying and what it will be doing, and we will come back with real options - usually the same day.