Prestige car finance

Land Rover Finance

A Defender or Discovery is bought by people who intend to use it, and it deserves finance arranged by someone who understands the value. Dynamic Finance arranges Land Rover finance on new, used and imported vehicles.

  • Same-day approvals available
  • FMA-licensed adviser (FSP1008126)
  • 100% New Zealand owned

Land Rover Finance with Dynamic Finance

Prestige and four-wheel-drive vehicles carry different insurance requirements and different lender appetite to a standard car. Knowing that in advance is the difference between an approval and a wasted week.

Choosing Dynamic Finance means working with a finance partner focused solely on helping you into the Land Rover you want, without compromise.

We are not tied to a dealership, so the recommendation you get is the one that suits you rather than the one that suits a sales floor. All finance is subject to lender assessment and approval. Apply online now or contact us for a personalised consultation.

Common questions

Can I get finance if I am self-employed?

Yes. Self-employment is normal here and several lenders assess it properly rather than treating it as a problem. Without a full set of year-end accounts, some will work from bank statements and contract income instead.

Does asking for a quote affect my credit score?

No. Asking what something would cost is not an application and leaves no record on your file. Only a formal application does that, and we will tell you before submitting one.

Can I buy a Land Rover privately rather than from a dealer?

Yes. We settle directly with the seller and run a PPSR check first, so you are not taking on somebody else's debt along with it. Private sales are routine.

Why not the dealer’s finance?

The finance desk at a dealership works for the dealership. That is not a criticism, it is just who employs them.

Dynamic Finance

An independent broker working for you

  • A panel of lenders, so the options compete for your business
  • The rate is not part of a deal being negotiated on the day
  • Private, dealer and auction purchases handled the same way
  • One adviser from application through to payout
  • No pressure to decide while you are standing there

Dealership finance

The finance desk down the hall

  • Usually one lender, or a small panel you never see
  • Finance margin is part of the deal being negotiated
  • Tied to the vehicle on their lot
  • Handed between salesperson, finance manager and lender
  • Best answered before you fall in love with the car

How it works

1

Apply for your loan

Complete the online form or give us a call and we will get your application underway.

2

We will reach out

We will call to understand what you are trying to achieve and gather anything else that helps get you approved.

3

Ready to go

Once approved we send your documents to sign, and payout follows shortly after.

Get started today

Tell us what you are looking to finance and we will come back with real options - usually the same day.