Truck finance

Mercedes-Benz Truck Finance

The Actros and Atego are built for operators who measure a truck in years of service rather than months. Dynamic Finance provides Mercedes-Benz truck finance for new and pre-owned vehicles, bought through a dealer, privately or at auction.

  • Same-day approvals available
  • FMA-licensed adviser (FSP1008126)
  • 100% New Zealand owned

Mercedes-Benz Truck Finance with Dynamic Finance

No manufacturer targets. We work for you, not Mercedes-Benz sales quotas.

European trucks hold value differently to other stock, and a lender who understands that will structure a better term against one. We take your application to the ones who write commercial vehicles regularly.

Choosing Dynamic Finance means working with a finance partner focused solely on helping you into the mercedes-benz truck you need, without compromise. All finance is subject to lender assessment and approval.

Experience the Dynamic Finance difference. From competitive rates to tailored terms, we make financing your mercedes-benz truck simple, transparent and stress-free. Apply online now or contact us for a personalised consultation.

What we will need from you

For a business purchase we usually need your IRD number, recent GST returns or financials, and details of the truck. If you are an owner-operator without a full set of accounts, say so - several of our lenders assess on contract income and bank statements instead, and we will point your application at them rather than at the ones that will decline it.

If you are refinancing an existing truck to free up working capital, we can look at that at the same time.

Broker or dealer finance?

Dealer finance is one lender with a target to hit. We are not.

Dynamic Finance

Working for you

  • We take one application to a panel of lenders
  • No manufacturer sales targets to meet
  • Structures built around a working asset
  • Refinance and balloon options considered
  • We tell you the outcome either way

Dealer finance

Working for the dealership

  • One lender, take it or leave it
  • Rate tied to the sale, not to you
  • Terms set to suit the deal on the floor
  • Refinancing rarely on the table
  • Pressure to sign on the day

How it works

1

Tell us about the truck

Make, model, age, hours or kilometres, and what it will be doing.

2

We take it to the right lenders

Not every lender understands commercial vehicles. We go to the ones that do.

3

Approved and earning

Documents to sign, settlement with the seller, and the truck starts paying for itself.

Get the truck sorted

Tell us what you are buying and what it will be doing, and we will come back with real options - usually the same day.