Truck finance

Sinotruk Finance

Sinotruk has found a following among New Zealand operators buying tipper and heavy haulage capacity at a sharper price. Dynamic Finance arranges Sinotruk finance for new and used trucks.

  • Same-day approvals available
  • FMA-licensed adviser (FSP1008126)
  • 100% New Zealand owned

Sinotruk Finance with Dynamic Finance

No manufacturer targets. We work for you, not Sinotruk sales quotas.

Where a lender is unfamiliar with a brand, the strength of the contract behind the truck often matters more than the badge on it. We put that in front of them properly.

Choosing Dynamic Finance means working with a finance partner focused solely on helping you into the sinotruk you need, without compromise. All finance is subject to lender assessment and approval.

Experience the Dynamic Finance difference. From competitive rates to tailored terms, we make financing your sinotruk simple, transparent and stress-free. Apply online now or contact us for a personalised consultation.

What we will need from you

For a business purchase we usually need your IRD number, recent GST returns or financials, and details of the truck. If you are an owner-operator without a full set of accounts, say so - several of our lenders assess on contract income and bank statements instead, and we will point your application at them rather than at the ones that will decline it.

If you are refinancing an existing truck to free up working capital, we can look at that at the same time.

Broker or dealer finance?

Dealer finance is one lender with a target to hit. We are not.

Dynamic Finance

Working for you

  • We take one application to a panel of lenders
  • No manufacturer sales targets to meet
  • Structures built around a working asset
  • Refinance and balloon options considered
  • We tell you the outcome either way

Dealer finance

Working for the dealership

  • One lender, take it or leave it
  • Rate tied to the sale, not to you
  • Terms set to suit the deal on the floor
  • Refinancing rarely on the table
  • Pressure to sign on the day

How it works

1

Tell us about the truck

Make, model, age, hours or kilometres, and what it will be doing.

2

We take it to the right lenders

Not every lender understands commercial vehicles. We go to the ones that do.

3

Approved and earning

Documents to sign, settlement with the seller, and the truck starts paying for itself.

Get the truck sorted

Tell us what you are buying and what it will be doing, and we will come back with real options - usually the same day.