Toyota Hiace Finance
The Hiace is one of the most financed working vehicles in the country, bought new, used and imported in roughly equal measure. Dynamic Finance arranges Hiace finance whether you are buying from a dealer, privately or at auction.
- Same-day approvals available
- FMA-licensed adviser (FSP1008126)
- 100% New Zealand owned
Toyota Hiace Finance with Dynamic Finance
No manufacturer targets. We work for you, not Toyota sales quotas.
Imported Hiaces are common here and are treated differently by different lenders. We take your application to the ones that assess an import on condition and hours rather than on where it came from.
Choosing Dynamic Finance means working with a finance partner focused solely on helping you into the toyota hiace you need, without compromise. All finance is subject to lender assessment and approval.
Experience the Dynamic Finance difference. From competitive rates to tailored terms, we make financing your toyota hiace simple, transparent and stress-free. Apply online now or contact us for a personalised consultation.
What we will need from you
For a business purchase we usually need your IRD number, recent GST returns or financials, and details of the truck. If you are an owner-operator without a full set of accounts, say so - several of our lenders assess on contract income and bank statements instead, and we will point your application at them rather than at the ones that will decline it.
If you are refinancing an existing truck to free up working capital, we can look at that at the same time.
Vans, fitouts and the cost of being off the road
A work van is rarely just the van. Shelving, a signwrite, racking or a chiller unit can add a serious amount to the purchase, and it is usually better to finance the whole thing together than to buy the van and put the fitout on a card.
Tell us what the finished vehicle costs rather than what the van costs. We can also look at the timing, because the gap between buying and being ready to work is the part that actually costs you.
Broker or dealer finance?
Dealer finance is one lender with a target to hit. We are not.
Dynamic Finance
Working for you
- We take one application to a panel of lenders
- No manufacturer sales targets to meet
- Structures built around a working asset
- Refinance and balloon options considered
- We tell you the outcome either way
Dealer finance
Working for the dealership
- One lender, take it or leave it
- Rate tied to the sale, not to you
- Terms set to suit the deal on the floor
- Refinancing rarely on the table
- Pressure to sign on the day
How it works
Tell us about the truck
Make, model, age, hours or kilometres, and what it will be doing.
We take it to the right lenders
Not every lender understands commercial vehicles. We go to the ones that do.
Approved and earning
Documents to sign, settlement with the seller, and the truck starts paying for itself.
Get the truck sorted
Tell us what you are buying and what it will be doing, and we will come back with real options - usually the same day.