Earthmoving and plant finance

Crane Finance

A truck-mounted or self-erecting crane is among the larger assets a construction business will finance, and it is usually bought against contracted work. Dynamic Finance arranges crane finance for new and used machines.

  • Same-day approvals available
  • FMA-licensed adviser (FSP1008126)
  • 100% New Zealand owned

Crane Finance with Dynamic Finance

No manufacturer targets. We work for you, not dealership sales quotas.

Large plant is normally financed over a longer term against a longer working life. Certification and compliance status affect the lender's view, so it is worth having that paperwork ready before you apply.

Choosing Dynamic Finance means working with a finance partner who understands that a machine is bought to earn, not to sit. All finance is subject to lender assessment and approval.

Experience the Dynamic Finance difference. From competitive rates to repayments matched to your season, we make financing your crane simple, transparent and stress-free. Apply online now or contact us for a personalised consultation.

Seasonal and irregular income

Farming and contracting income does not arrive in twelve equal instalments, and finance priced as though it does puts pressure on exactly the months that are already tight.

Several of our lenders will structure repayments around a season, a harvest or a contract, including deferred first payments and irregular schedules. If your income is lumpy, tell us when it actually lands and we will work to that rather than to a calendar.

What sets us apart

Financing through us means independence, transparency and a person who answers the phone - instead of a finance desk with targets to hit.

Dynamic Finance

An independent broker working for you

  • A panel of lenders, so the options compete for your business.
  • Rates and terms matched to your situation, not one lender's product sheet.
  • One adviser from application through to payout.
  • Private and dealer purchases handled the same way.

Dealership finance

The finance desk down the hall

  • Usually one lender, or a small panel you never see.
  • Finance margin is part of the deal being negotiated.
  • Handed between salesperson, finance manager and lender.
  • Tied to the vehicle on their lot.

How it works

1

Tell us about the machine

Make, model, hours, and whether it is coming from a dealer, privately or a clearing sale.

2

We structure it around your season

Repayments matched to when the money actually comes in, not to a standard schedule.

3

Settled and working

We deal with the seller or the auction house directly so the machine can start earning.

Get the machine working

Tell us what you are buying and when your income lands, and we will structure something that fits.