MINI Finance
A MINI is bought on character more than on numbers, and specification affects what one is worth later far more than it does on an ordinary small car. Dynamic Finance arranges finance for the whole range, new or used, through a dealer or privately.
- Same-day approvals available
- FMA-licensed adviser (FSP1008126)
- 100% New Zealand owned
MINI Finance with Dynamic Finance
We are not tied to any dealership or manufacturer, so there is no sales target sitting behind the advice you get. We take one application to a panel of lenders and let them compete for it, whether you are buying new from a franchise dealer, used from a yard, privately or at auction.
Ask us for numbers before you start negotiating rather than after. Knowing what the repayments actually are puts you in a better position on the day, and it does not affect your credit score to find out. All lending is subject to lender assessment and approval.
Why specification matters more here
On most small cars the options list barely moves the resale value. On a MINI it genuinely does, and a well-specified car in a colour people want holds up noticeably better than a base model.
That is worth knowing before you decide between a cheaper car now and the one you actually wanted. We can show you the difference in repayments, which is often smaller than people expect, and let you make the call with the real numbers in front of you.
Why not the dealer’s finance?
The finance desk at a dealership works for the dealership. That is not a criticism, it is just who employs them.
Dynamic Finance
An independent broker working for you
- A panel of lenders, so the options compete for your business
- The rate is not part of a deal being negotiated on the day
- Private, dealer and auction purchases handled the same way
- One adviser from application through to payout
- No pressure to decide while you are standing there
Dealership finance
The finance desk down the hall
- Usually one lender, or a small panel you never see
- Finance margin is part of the deal being negotiated
- Tied to the vehicle on their lot
- Handed between salesperson, finance manager and lender
- Best answered before you fall in love with the car
How it works
Apply for your loan
Complete the online form or give us a call and we will get your application underway.
We will reach out
We will call to understand what you are trying to achieve and gather anything else that helps get you approved.
Ready to go
Once approved we send your documents to sign, and payout follows shortly after.
Get started today
Tell us what you are looking to finance and we will come back with real options - usually the same day.