Car and ute finance

Mahindra Finance

Mahindra sells into the rural market here on price and capability rather than on refinement, and the Pik-Up and Scorpio do most of the work. Dynamic Finance arranges finance for the range, new or used.

  • Same-day approvals available
  • FMA-licensed adviser (FSP1008126)
  • 100% New Zealand owned

Mahindra Finance with Dynamic Finance

We are not tied to any dealership or manufacturer, so there is no sales target sitting behind the advice you get. We take one application to a panel of lenders and let them compete for it, whether you are buying new from a franchise dealer, used from a yard, privately or at auction.

Ask us for numbers before you start negotiating rather than after. Knowing what the repayments actually are puts you in a better position on the day, and it does not affect your credit score to find out. All lending is subject to lender assessment and approval.

Farm and rural purchases

A great many Mahindras are bought by farms and rural businesses, which usually means the purchase should be structured as a business one rather than as a car loan. The GST treatment differs, and so does which lender is likely to say yes.

If you are buying through a farming business without a tidy set of year-end accounts, say so early. Several lenders on our panel assess on bank statements and stock rather than on formal financials, and we would rather point your application at those than have it declined by one that will not.

Why not the dealer’s finance?

The finance desk at a dealership works for the dealership. That is not a criticism, it is just who employs them.

Dynamic Finance

An independent broker working for you

  • A panel of lenders, so the options compete for your business
  • The rate is not part of a deal being negotiated on the day
  • Private, dealer and auction purchases handled the same way
  • One adviser from application through to payout
  • No pressure to decide while you are standing there

Dealership finance

The finance desk down the hall

  • Usually one lender, or a small panel you never see
  • Finance margin is part of the deal being negotiated
  • Tied to the vehicle on their lot
  • Handed between salesperson, finance manager and lender
  • Best answered before you fall in love with the car

How it works

1

Apply for your loan

Complete the online form or give us a call and we will get your application underway.

2

We will reach out

We will call to understand what you are trying to achieve and gather anything else that helps get you approved.

3

Ready to go

Once approved we send your documents to sign, and payout follows shortly after.

Get started today

Tell us what you are looking to finance and we will come back with real options - usually the same day.