Marine Finance
Whether it is a runabout, a launch or a trailer boat, the finance depends on the hull, the motor and how you are buying. Dynamic Finance arranges finance for Marine, new or used, through a dealer or privately.
- Same-day approvals available
- FMA-licensed adviser (FSP1008126)
- 100% New Zealand owned
Marine Finance with Dynamic Finance
We arrange boat finance new or used, through a dealer or privately, and we check the PPSR before any money moves. Send us the listing and we will tell you what it would cost.
Buying privately?
A lot of the best boats, bikes and vans are sold privately, and that is where finance usually gets awkward - the seller wants cleared funds and you want to know the money is safe.
We settle directly with the seller, check there is no money owing against it on the PPSR first, and handle the paperwork between you. You do not need to hand over anything before that is done.
Buying a boat privately
A great many of the best boats here are sold privately, and that is where finance usually gets awkward - the seller wants cleared funds and you want to know the money is safe until the boat is yours.
We settle directly with the seller and check the PPSR first, because a boat with money owing against it becomes your problem the moment you buy it. Trailer, motor and boat are often registered separately, so it is worth checking all three rather than assuming one search covers the lot.
Can I finance a boat bought privately?
Yes, and a good share of the best boats are sold privately. We settle directly with the seller and run a PPSR check first, so you are not taking on somebody else's debt along with the hull.
Are the boat, motor and trailer all covered?
They can be, but they are often registered separately, so one PPSR search does not necessarily cover all three. Tell us what the package includes and we will check each part rather than assume.
How long a term can I get?
It depends on the age and type of the vessel more than on the amount. A newer boat will generally support a longer term than an older one, because the lender is looking at what it is worth at the end of the loan.
Why use a broker?
For a private sale in particular, going direct to your bank is usually the slow road.
Dynamic Finance
Working for you
- Private sales handled start to finish
- PPSR checked before any money moves
- We settle directly with the seller
- One application across a panel of lenders
- Usually an answer the same day
Going direct
One bank, one answer
- Private sales often declined outright
- Checks left to you
- Funds released to you to pass on
- A single credit policy to fit
- Days rather than hours
How it works
Tell us what you have found
A listing link is usually enough to get started.
We check it and sort the finance
Including a PPSR check, so you are not buying somebody else’s debt.
We pay the seller directly
Funds go where they should, and you collect it.
Get out there
Send us the listing and we will tell you what it would cost to finance - usually the same day.