ATV Finance
An ATV on a farm is working equipment, and the safety gear that goes with it is usually financed alongside rather than separately. Dynamic Finance arranges the lending, and we will tell you plainly what it costs before you commit.
- Same-day approvals available
- FMA-licensed adviser (FSP1008126)
- 100% New Zealand owned
ATV Finance with Dynamic Finance
We are not tied to any dealership. One application goes across a panel of lenders, and if you are buying privately we check the PPSR before any money moves and settle directly with the seller.
Buying privately?
A lot of the best boats, bikes and vans are sold privately, and that is where finance usually gets awkward - the seller wants cleared funds and you want to know the money is safe.
We settle directly with the seller, check there is no money owing against it on the PPSR first, and handle the paperwork between you. You do not need to hand over anything before that is done.
Farm, recreation, or both
How the machine will be used changes how it should be financed. A machine bought for a farm is assessed differently to one bought recreationally, and the difference is worth establishing before you apply.
If it is going onto a farm alongside other gear, we can often look at the whole lot together rather than as separate arrangements.
Is a farm machine financed differently to a recreational one?
Yes. A machine bought for a farm is usually a business purchase with a different GST position and a different set of lenders to the same machine bought for weekends. Tell us which it is.
Can I finance several machines together?
Often, and on a farm that is usually a better structure than several small loans. If it is going in alongside other gear, we can look at the whole lot at once.
Can I buy a ATV privately rather than from a dealer?
Yes. We settle directly with the seller and run a PPSR check first, so you are not taking on somebody else's debt along with it. Private sales are routine.
Why use a broker?
For a private sale in particular, going direct to your bank is usually the slow road.
Dynamic Finance
Working for you
- Private sales handled start to finish
- PPSR checked before any money moves
- We settle directly with the seller
- One application across a panel of lenders
- Usually an answer the same day
Going direct
One bank, one answer
- Private sales often declined outright
- Checks left to you
- Funds released to you to pass on
- A single credit policy to fit
- Days rather than hours
How it works
Tell us what you have found
A listing link is usually enough to get started.
We check it and sort the finance
Including a PPSR check, so you are not buying somebody else’s debt.
We pay the seller directly
Funds go where they should, and you collect it.
Get out there
Send us the listing and we will tell you what it would cost to finance - usually the same day.