Cambridge Finance
Cambridge is the centre of the New Zealand thoroughbred industry, and horse floats, trucks and transporters are a large part of what we finance there. Dynamic Finance arranges vehicle, machinery and business finance for people and businesses in Cambridge, wherever you happen to be buying from.
- Same-day approvals available
- FMA-licensed adviser (FSP1008126)
- 100% New Zealand owned
Cambridge Finance with Dynamic Finance
You do not need to be near an office to use us, and almost none of this happens face to face. Documents are signed electronically and we settle directly with the dealer, the private seller or the auction house, wherever they are.
That matters most when you are buying out of town. One application goes across a panel of lenders, and we tell you the outcome either way rather than leaving it sitting.
Do I need to be near an office?
No. We arrange finance for people the length of the country and almost none of it happens face to face - documents are signed electronically, and we settle directly with the dealer, the private seller or the auction house wherever they are.
That matters most if you are buying out of town. A truck in Christchurch, a tractor at a clearing sale in Southland or a ute from a private seller in Auckland are all the same job from our end, and you are not limited to what happens to be for sale nearby.
What we finance around the Waikato
This is dairy country, and the equipment reflects it - tractors, effluent gear, feed systems and farm utes, usually bought against income that arrives seasonally rather than monthly. Several of our lenders assess on that basis rather than expecting steady PAYE.
There is a substantial equine industry through here too, and horse floats, trucks and transporters are financed differently depending on whether they are a business asset or a private one. Tell us which and we will structure it accordingly.
What sets us apart
Financing through us means independence, transparency and a person who answers the phone - instead of a finance desk with targets to hit.
Dynamic Finance
An independent broker working for you
- A panel of lenders, so the options compete for your business.
- Rates and terms matched to your situation, not one lender's product sheet.
- One adviser from application through to payout.
- Private and dealer purchases handled the same way.
Dealership finance
The finance desk down the hall
- Usually one lender, or a small panel you never see.
- Finance margin is part of the deal being negotiated.
- Handed between salesperson, finance manager and lender.
- Tied to the vehicle on their lot.
How it works from anywhere
Send us the details
What you are buying and roughly where your finances sit. A listing link is usually enough.
We take it to the lenders
One application across a panel, wherever you are in the country.
Signed and settled
Documents by email, and we pay the seller directly. No trip into an office.
Get started today
Tell us what you are looking to finance and we will come back with real options - usually the same day, wherever you are.