Stadium Finance
One New Zealand Stadium at Te Kaha opened in Christchurch in March 2026 - thirty thousand seats, a fully closed roof over natural turf, and one of only two stadiums in the world built that way. We cannot help you build one. We can finance a great deal of what was parked outside it while it went up.
- Same-day approvals available
- FMA-licensed adviser (FSP1008126)
- 100% New Zealand owned
Why a stadium is not asset finance
Asset finance works against things that can be identified, registered and, if it comes to it, moved. A vehicle has a VIN, a machine has a serial number, and a lender can register an interest against either. A stadium is land and a building - real property, funded through construction lending and, at Te Kaha, largely through public money rather than through a broker in Northland.
So no. The sums alone would make that a short conversation. What we do fund is the equipment that puts buildings up, which is a considerably larger market and one we are actually useful in.
Seasonal and irregular income
Farming and contracting income does not arrive in twelve equal instalments, and finance priced as though it does puts pressure on exactly the months that are already tight.
Several of our lenders will structure repayments around a season, a harvest or a contract, including deferred first payments and irregular schedules. If your income is lumpy, tell us when it actually lands and we will work to that rather than to a calendar.
Construction plant, which we can absolutely finance
Excavators, loaders, telehandlers, scissor lifts, compactors, and the trucks and trailers that shift them between sites. If it carries a serial number and it earns its keep, it is financeable.
On plant a lender weighs hours and condition far more heavily than the year on the plate. A well-maintained ten-year-old digger with a full service record frequently finances better than a newer machine with an unknown history, which catches out people who assume age decides it.
Contract work changes the structure. If a machine is bought for a specific job, the term can be built around that contract rather than dropped into a standard schedule. And if you are buying at auction or a clearing sale, get the approval in place before you bid - knowing your ceiling in advance is worth a good deal more than arranging finance afterwards.
If you are growing rather than replacing, it is worth asking about the equity in machines you already own outright. Releasing some of that to fund the next purchase is a normal arrangement rather than a sign of trouble, and it often beats borrowing the full amount against the new machine alone.
All lending is subject to lender assessment and approval. The stadium, regrettably, is already taken.
What sets us apart
Financing through us means independence, transparency and a person who answers the phone - instead of a finance desk with targets to hit.
Dynamic Finance
An independent broker working for you
- A panel of lenders, so the options compete for your business.
- Rates and terms matched to your situation, not one lender's product sheet.
- One adviser from application through to payout.
- Private and dealer purchases handled the same way.
Dealership finance
The finance desk down the hall
- Usually one lender, or a small panel you never see.
- Finance margin is part of the deal being negotiated.
- Handed between salesperson, finance manager and lender.
- Tied to the vehicle on their lot.
How it works
Tell us about the machine
Make, model, hours, and whether it is coming from a dealer, privately or a clearing sale.
We structure it around your season
Repayments matched to when the money actually comes in, not to a standard schedule.
Settled and working
We deal with the seller or the auction house directly so the machine can start earning.
Get the machine working
Tell us what you are buying and when your income lands, and we will structure something that fits.