Caravan and motorhome finance

Bailey Caravans Finance

Bailey use a bonded body construction that resists water ingress better than older timber-framed vans. Dynamic Finance arranges finance for Bailey Caravans, new or used, through a dealer or privately.

  • Same-day approvals available
  • FMA-licensed adviser (FSP1008126)
  • 100% New Zealand owned

Bailey Caravans Finance with Dynamic Finance

Whether you are buying new from a dealer, used privately or importing one, we arrange the finance and settle directly with the seller. Tell us what you are towing it with - that is usually the question that matters most.

Buying privately?

A lot of the best boats, bikes and vans are sold privately, and that is where finance usually gets awkward - the seller wants cleared funds and you want to know the money is safe.

We settle directly with the seller, check there is no money owing against it on the PPSR first, and handle the paperwork between you. You do not need to hand over anything before that is done.

Caravan or motorhome, and why it matters

A towed caravan and a self-propelled motorhome are financed quite differently. A motorhome is a registered vehicle with a warrant, a licence class and a road user charge attached, and lenders assess it much as they would any large vehicle. A caravan is a trailer, which changes the security position and often the term available.

Tell us which you are looking at and roughly what it weighs. Towing capacity is the thing people most often discover too late - the van they want is heavier than the vehicle they own can legally tow, and by then a deposit has been paid.

Why use a broker?

For a private sale in particular, going direct to your bank is usually the slow road.

Dynamic Finance

Working for you

  • Private sales handled start to finish
  • PPSR checked before any money moves
  • We settle directly with the seller
  • One application across a panel of lenders
  • Usually an answer the same day

Going direct

One bank, one answer

  • Private sales often declined outright
  • Checks left to you
  • Funds released to you to pass on
  • A single credit policy to fit
  • Days rather than hours

How it works

1

Tell us what you have found

A listing link is usually enough to get started.

2

We check it and sort the finance

Including a PPSR check, so you are not buying somebody else’s debt.

3

We pay the seller directly

Funds go where they should, and you collect it.

Get out there

Send us the listing and we will tell you what it would cost to finance - usually the same day.