Cupra Finance
Cupra began as Seat's performance arm and now sells here in its own right, with the Formentor and Leon doing most of the work. Underneath, a good deal of it is shared with Volkswagen. Dynamic Finance arranges finance for the range, new or used.
- Same-day approvals available
- FMA-licensed adviser (FSP1008126)
- 100% New Zealand owned
Cupra Finance with Dynamic Finance
We are not tied to any dealership or manufacturer, so there is no sales target sitting behind the advice you get. We take one application to a panel of lenders and let them compete for it, whether you are buying new from a franchise dealer, used from a yard, privately or at auction.
Ask us for numbers before you start negotiating rather than after. Knowing what the repayments actually are puts you in a better position on the day, and it does not affect your credit score to find out. All lending is subject to lender assessment and approval.
A newer badge, and what that means for resale
Cupra has not been sold here long enough to have a settled used market, which cuts both ways. Used examples can be good value because fewer buyers are looking for them, and a balloon payment is harder to judge because there is less history to base the residual on.
We will be straight with you about that rather than defaulting you into the structure with the lowest monthly figure. Sharing a platform with Volkswagen does help on parts and servicing, which is worth factoring into the running cost.
Why not the dealer’s finance?
The finance desk at a dealership works for the dealership. That is not a criticism, it is just who employs them.
Dynamic Finance
An independent broker working for you
- A panel of lenders, so the options compete for your business
- The rate is not part of a deal being negotiated on the day
- Private, dealer and auction purchases handled the same way
- One adviser from application through to payout
- No pressure to decide while you are standing there
Dealership finance
The finance desk down the hall
- Usually one lender, or a small panel you never see
- Finance margin is part of the deal being negotiated
- Tied to the vehicle on their lot
- Handed between salesperson, finance manager and lender
- Best answered before you fall in love with the car
How it works
Apply for your loan
Complete the online form or give us a call and we will get your application underway.
We will reach out
We will call to understand what you are trying to achieve and gather anything else that helps get you approved.
Ready to go
Once approved we send your documents to sign, and payout follows shortly after.
Get started today
Tell us what you are looking to finance and we will come back with real options - usually the same day.