Giltrap Finance
Finance for people whose surname is Giltrap. We have run this idea before with more common names and the eligible population was already small. This time it is genuinely tiny.
- Same-day approvals available
- FMA-licensed adviser (FSP1008126)
- 100% New Zealand owned
On the size of the market
Giltrap is not a name you meet often. Whatever the true figure is, it is a smaller number than any sensible business would build a lending product around, and we have not.
We arrange finance for cars, utes, trucks, boats and machinery, for anyone in New Zealand who can service the loan. That is a considerably larger market and a much easier one to explain to a lender.
What we actually assess
Your income and how steadily it comes in. What you already owe. Your credit history. And what you are buying, because the asset affects both the term available and which lenders will look at it at all.
None of that involves a surname, a family tree or a deed poll. All lending is subject to lender assessment and approval.
If you are a Giltrap, you are very welcome, and you are also not required to prove it. If you are not, nothing changes - the same panel, the same assessment, the same button below.
So what do you actually finance?
Cars, utes, trucks, vans, trailers, plant and machinery, boats, motorbikes and caravans, plus unsecured personal lending. If you are not sure whether what you have in mind fits, ask - we would rather tell you no quickly than leave you wondering.
Will you tell me if you cannot help?
Yes, and early. A fast no is more useful than a slow maybe, because it lets you go and try something else while whatever you are buying is still available.
Can I buy a Giltrap privately rather than from a dealer?
Yes. We settle directly with the seller and run a PPSR check first, so you are not taking on somebody else's debt along with it. Private sales are routine.
How it works
Apply for your loan
Complete the online form or give us a call and we will get your application underway.
We will reach out
We will call to understand what you are trying to achieve and gather anything else that helps get you approved.
Ready to go
Once approved we send your documents to sign, and payout follows shortly after.
Get started today
Tell us what you are looking to finance and we will come back with real options - usually the same day.