Logging Finance
Logging gear is expensive, worked hard and assessed on hours rather than age, and the right structure usually matches the term to the contract it is bought for. Dynamic Finance arranges the lending, and we will tell you plainly what it costs before you commit.
- Same-day approvals available
- FMA-licensed adviser (FSP1008126)
- 100% New Zealand owned
Logging Finance with Dynamic Finance
We are not tied to any supplier or manufacturer. One application goes across a panel of lenders and they compete for it, whether you are buying new, used, at auction or from a clearing sale.
Seasonal and irregular income
Farming and contracting income does not arrive in twelve equal instalments, and finance priced as though it does puts pressure on exactly the months that are already tight.
Several of our lenders will structure repayments around a season, a harvest or a contract, including deferred first payments and irregular schedules. If your income is lumpy, tell us when it actually lands and we will work to that rather than to a calendar.
Assessed on hours, not just age
On working equipment a lender cares more about hours and condition than about the year on the plate. A well-maintained older machine with service records often finances better than a newer one with an unknown history.
If it is going into a business, the purchase is usually structured as a business one, which changes the GST position and which lenders will look at it. Tell us how the business trades - several of our lenders assess on bank statements rather than on a full set of year-end accounts.
What sets us apart
Financing through us means independence, transparency and a person who answers the phone - instead of a finance desk with targets to hit.
Dynamic Finance
An independent broker working for you
- A panel of lenders, so the options compete for your business.
- Rates and terms matched to your situation, not one lender's product sheet.
- One adviser from application through to payout.
- Private and dealer purchases handled the same way.
Dealership finance
The finance desk down the hall
- Usually one lender, or a small panel you never see.
- Finance margin is part of the deal being negotiated.
- Handed between salesperson, finance manager and lender.
- Tied to the vehicle on their lot.
How it works
Tell us about the machine
Make, model, hours, and whether it is coming from a dealer, privately or a clearing sale.
We structure it around your season
Repayments matched to when the money actually comes in, not to a standard schedule.
Settled and working
We deal with the seller or the auction house directly so the machine can start earning.
Get the machine working
Tell us what you are buying and when your income lands, and we will structure something that fits.