Rider finance

Motorbike Loans

Competitive Rates & Flexible TermsWe offer some of the most competitive interest rates on motorbike loans in New Zealand, tailored to your budget and lifestyle. Choose a repayment plan that suits you, with flexible terms that make repayments hassle-free.

  • Same-day approvals available
  • FMA-licensed adviser (FSP1008126)
  • 100% New Zealand owned

Motorbike Loans with Dynamic Finance

Quick, Easy Approval ProcessGet your motorbike loan approved today! With our simple online application, securing your financing has never been faster. Our friendly, professional team is here to support you every step of the way.

No Deposit Options AvailableNo deposit? No problem! We understand that everyone’s situation is unique, which is why we provide no-deposit car loans to make getting your new motorbike more accessible than ever.

Nationwide CoverageWhether you’re in Auckland, Wellington, Christchurch, or anywhere else in New Zealand, our motorbike finance solutions are just a click away. We’re proud to serve Kiwis all over the country with easy, online access to our services.

Apply OnlineUse our user-friendly online form to apply in minutes. Our team will review your application and get back to you quickly, so you’re not left waiting.

Ride AwayOnce approved, all you have to do is choose your bike, complete your paperwork, and ride away! It’s that simple.

With Dynamic Finance, your motorbike loan experience will be smooth, efficient, and tailored to fit your budget. Don’t wait, drive your dream car today!

Buying privately?

A lot of the best boats, bikes and vans are sold privately, and that is where finance usually gets awkward - the seller wants cleared funds and you want to know the money is safe.

We settle directly with the seller, check there is no money owing against it on the PPSR first, and handle the paperwork between you. You do not need to hand over anything before that is done.

Common questions

Can I finance a motorbike bought privately?

Yes. Bikes with a following often sell privately and quickly, so having finance ready to settle is frequently the difference between getting the bike and hearing it has gone. We check the PPSR before any money moves.

Is there a minimum loan amount?

It varies by lender, and smaller amounts do have fewer options. The gap between the best and worst offer on a bike is often proportionally wider than on a car, which is why it is worth comparing rather than taking the first one.

Can I finance riding gear or accessories?

Sometimes, where they are part of the same purchase and the deal supports it. It is worth asking at the start rather than adding it afterwards.

Why use a broker?

For a private sale in particular, going direct to your bank is usually the slow road.

Dynamic Finance

Working for you

  • Private sales handled start to finish
  • PPSR checked before any money moves
  • We settle directly with the seller
  • One application across a panel of lenders
  • Usually an answer the same day

Going direct

One bank, one answer

  • Private sales often declined outright
  • Checks left to you
  • Funds released to you to pass on
  • A single credit policy to fit
  • Days rather than hours

How it works

1

Tell us what you have found

A listing link is usually enough to get started.

2

We check it and sort the finance

Including a PPSR check, so you are not buying somebody else’s debt.

3

We pay the seller directly

Funds go where they should, and you collect it.

Get out there

Send us the listing and we will tell you what it would cost to finance - usually the same day.