Four-wheel drive finance

Nissan Patrol Finance

The Patrol is bought for serious towing and remote work, and a great many go onto farms. Dynamic Finance arranges finance for the Nissan Patrol new or used, bought from a dealer, privately or at auction.

  • Same-day approvals available
  • FMA-licensed adviser (FSP1008126)
  • 100% New Zealand owned

Nissan Patrol Finance with Dynamic Finance

A Nissan Patrol is often bought for what it can tow or where it has to go, and that sometimes changes how it should be financed. Tell us what it will be doing.

Towing, farm use and how it gets assessed

If the vehicle is used on a farm or for towing, that can change which lender suits and sometimes changes the structure entirely. A four-wheel drive bought through a farming business is assessed differently to the same vehicle bought privately, and the difference is worth knowing before you apply.

Tell us what it will actually be doing. If it is towing a float, a boat or machinery, we can look at financing those together rather than as separate arrangements.

Does it change things if the vehicle is for a farm?

It can change both the structure and the lender. A four-wheel drive bought through a farming business is assessed differently to the same vehicle bought privately, and the GST position differs. Say which it is early.

Can I finance a float or trailer at the same time?

Usually yes, and financing them together is often cleaner than two separate arrangements. Tell us what the whole package costs.

Can I buy a Nissan Patrol privately rather than from a dealer?

Yes. We settle directly with the seller and run a PPSR check first, so you are not taking on somebody else's debt along with it. Private sales are routine.

Why not the dealer’s finance?

The finance desk at a dealership works for the dealership. That is not a criticism, it is just who employs them.

Dynamic Finance

An independent broker working for you

  • A panel of lenders, so the options compete for your business
  • The rate is not part of a deal being negotiated on the day
  • Private, dealer and auction purchases handled the same way
  • One adviser from application through to payout
  • No pressure to decide while you are standing there

Dealership finance

The finance desk down the hall

  • Usually one lender, or a small panel you never see
  • Finance margin is part of the deal being negotiated
  • Tied to the vehicle on their lot
  • Handed between salesperson, finance manager and lender
  • Best answered before you fall in love with the car

How it works

1

Apply for your loan

Complete the online form or give us a call and we will get your application underway.

2

We will reach out

We will call to understand what you are trying to achieve and gather anything else that helps get you approved.

3

Ready to go

Once approved we send your documents to sign, and payout follows shortly after.

Get started today

Tell us what you are looking to finance and we will come back with real options - usually the same day.