Omoda Finance
Omoda entered New Zealand recently with the C5 and its electric sibling the E5, competing on equipment and warranty against far more established names. Dynamic Finance arranges finance for the range.
- Same-day approvals available
- FMA-licensed adviser (FSP1008126)
- 100% New Zealand owned
Omoda Finance with Dynamic Finance
We are not tied to any dealership or manufacturer, so there is no sales target sitting behind the advice you get. We take one application to a panel of lenders and let them compete for it, whether you are buying new from a franchise dealer, used from a yard, privately or at auction.
Ask us for numbers before you start negotiating rather than after. Knowing what the repayments actually are puts you in a better position on the day, and it does not affect your credit score to find out. All lending is subject to lender assessment and approval.
Buying a brand with no used market yet
Omoda has not been here long enough for a used market to exist, which means there is no history to base a residual value on. That does not make it a bad purchase, but it does make a balloon payment a genuine unknown rather than a calculated one.
We would generally suggest a straightforward term with no balloon on a brand this new, and we will explain why rather than simply setting it up that way. The long warranty is a real part of the value and worth reading properly before you buy.
Can I get finance if I am self-employed?
Yes. Self-employment is normal here and several lenders assess it properly rather than treating it as a problem. Without a full set of year-end accounts, some will work from bank statements and contract income instead.
Does asking for a quote affect my credit score?
No. Asking what something would cost is not an application and leaves no record on your file. Only a formal application does that, and we will tell you before submitting one.
Can I finance a used Omoda?
Yes. The term a lender offers shortens as a vehicle ages, because they are looking at what it is worth at the end of the loan rather than today, but used purchases are the majority of what we arrange.
Why not the dealer’s finance?
The finance desk at a dealership works for the dealership. That is not a criticism, it is just who employs them.
Dynamic Finance
An independent broker working for you
- A panel of lenders, so the options compete for your business
- The rate is not part of a deal being negotiated on the day
- Private, dealer and auction purchases handled the same way
- One adviser from application through to payout
- No pressure to decide while you are standing there
Dealership finance
The finance desk down the hall
- Usually one lender, or a small panel you never see
- Finance margin is part of the deal being negotiated
- Tied to the vehicle on their lot
- Handed between salesperson, finance manager and lender
- Best answered before you fall in love with the car
How it works
Apply for your loan
Complete the online form or give us a call and we will get your application underway.
We will reach out
We will call to understand what you are trying to achieve and gather anything else that helps get you approved.
Ready to go
Once approved we send your documents to sign, and payout follows shortly after.
Get started today
Tell us what you are looking to finance and we will come back with real options - usually the same day.