Off-road and powersports finance

Stark Finance

Stark build electric off-road motorcycles, which is new enough that residual values are unproven. Dynamic Finance arranges finance for Stark, new or used, through a dealer or privately.

  • Same-day approvals available
  • FMA-licensed adviser (FSP1008126)
  • 100% New Zealand owned

Stark Finance with Dynamic Finance

We arrange finance for off-road and powersports machines, new or used. Tell us whether it is going onto a farm or used recreationally, because that changes both the structure and the lender.

Buying privately?

A lot of the best boats, bikes and vans are sold privately, and that is where finance usually gets awkward - the seller wants cleared funds and you want to know the money is safe.

We settle directly with the seller, check there is no money owing against it on the PPSR first, and handle the paperwork between you. You do not need to hand over anything before that is done.

Farm, recreation, or both

How the machine will be used changes how it should be financed. A side-by-side bought for a farm is a business purchase with a different GST position and a different set of lenders to the same machine bought for weekends.

Tell us which it is. If it is going onto a farm alongside other gear, we can often look at the whole lot together rather than as separate arrangements, and that is usually a better structure than several small loans.

Why use a broker?

For a private sale in particular, going direct to your bank is usually the slow road.

Dynamic Finance

Working for you

  • Private sales handled start to finish
  • PPSR checked before any money moves
  • We settle directly with the seller
  • One application across a panel of lenders
  • Usually an answer the same day

Going direct

One bank, one answer

  • Private sales often declined outright
  • Checks left to you
  • Funds released to you to pass on
  • A single credit policy to fit
  • Days rather than hours

How it works

1

Tell us what you have found

A listing link is usually enough to get started.

2

We check it and sort the finance

Including a PPSR check, so you are not buying somebody else’s debt.

3

We pay the seller directly

Funds go where they should, and you collect it.

Get out there

Send us the listing and we will tell you what it would cost to finance - usually the same day.