Car and ute finance

BYD Finance

BYD is leading the way in electric and hybrid vehicle innovation, offering smart, efficient, and future-focused transport for New Zealand drivers and businesses. At Dynamic Finance, we provide tailored BYD finance solutions for individuals and businesses looking to purchase new or pre-owned BYD vehicles, whether buying through a dealer or privately.

  • Same-day approvals available
  • FMA-licensed adviser (FSP1008126)
  • 100% New Zealand owned

BYD Finance with Dynamic Finance

BYD Atto 3. One of New Zealand’s most popular electric SUVs.

BYD Dolphin. Compact, efficient, and perfect for city driving.

BYD Seal. A sleek electric sedan combining performance and technology.

BYD Sealion 6. A game-changing hybrid SUV.

BYD Shark 6 (Ute). Hybrid utility built for the future of work.

Private Buyers. Affordable EV & Hybrid finance with flexible terms.

Business & Fleet Operators. Asset finance and leasing options available.

Choosing Dynamic Finance means working with a finance partner focused solely on helping you achieve your dream of BYD ownership without compromise.

Experience the Dynamic Finance difference. From competitive rates to tailored solutions, we make financing your BYD simple, transparent, and stress-free. Apply online now or contact us for a personalised consultation.

Common questions

Can I get finance if I am self-employed?

Yes. Self-employment is normal here and several lenders assess it properly rather than treating it as a problem. Without a full set of year-end accounts, some will work from bank statements and contract income instead.

Does asking for a quote affect my credit score?

No. Asking what something would cost is not an application and leaves no record on your file. Only a formal application does that, and we will tell you before submitting one.

Can I finance a used BYD?

Yes. The term a lender offers shortens as a vehicle ages, because they are looking at what it is worth at the end of the loan rather than today, but used purchases are the majority of what we arrange.

Why not the dealer’s finance?

The finance desk at a dealership works for the dealership. That is not a criticism, it is just who employs them.

Dynamic Finance

An independent broker working for you

  • A panel of lenders, so the options compete for your business
  • The rate is not part of a deal being negotiated on the day
  • Private, dealer and auction purchases handled the same way
  • One adviser from application through to payout
  • No pressure to decide while you are standing there

Dealership finance

The finance desk down the hall

  • Usually one lender, or a small panel you never see
  • Finance margin is part of the deal being negotiated
  • Tied to the vehicle on their lot
  • Handed between salesperson, finance manager and lender
  • Best answered before you fall in love with the car

How it works

1

Apply for your loan

Complete the online form or give us a call and we will get your application underway.

2

We will reach out

We will call to understand what you are trying to achieve and gather anything else that helps get you approved.

3

Ready to go

Once approved we send your documents to sign, and payout follows shortly after.

Get started today

Tell us what you are looking to finance and we will come back with real options - usually the same day.