Ute and light commercial

BYD Shark 6 Finance

The Shark 6 is a plug-in hybrid ute, and how it is treated for road user charges is worth confirming before you buy. Dynamic Finance arranges finance for the BYD Shark 6 new or used, bought from a dealer, privately or at auction.

  • Same-day approvals available
  • FMA-licensed adviser (FSP1008126)
  • 100% New Zealand owned

BYD Shark 6 Finance with Dynamic Finance

Most BYD Shark 6 buyers are financing a working vehicle, and that changes the sensible structure. Tell us whether it is going through a business or bought privately and we will point the application at lenders who suit that.

Financing a ute that works for a living

If the ute is earning, the finance should be structured as a business purchase rather than a car loan. That usually means the GST treatment is handled properly, the term is matched to how long you will realistically keep it, and the application goes to lenders who understand a trade rather than ones that want three years of tidy PAYE.

We can look at it either way and tell you which is better in your case. If you are self-employed without a full set of accounts, say so early - several lenders on our panel assess on bank statements and contract income instead.

Why not the dealer’s finance?

The finance desk at a dealership works for the dealership. That is not a criticism, it is just who employs them.

Dynamic Finance

An independent broker working for you

  • A panel of lenders, so the options compete for your business
  • The rate is not part of a deal being negotiated on the day
  • Private, dealer and auction purchases handled the same way
  • One adviser from application through to payout
  • No pressure to decide while you are standing there

Dealership finance

The finance desk down the hall

  • Usually one lender, or a small panel you never see
  • Finance margin is part of the deal being negotiated
  • Tied to the vehicle on their lot
  • Handed between salesperson, finance manager and lender
  • Best answered before you fall in love with the car

How it works

1

Apply for your loan

Complete the online form or give us a call and we will get your application underway.

2

We will reach out

We will call to understand what you are trying to achieve and gather anything else that helps get you approved.

3

Ready to go

Once approved we send your documents to sign, and payout follows shortly after.

Get started today

Tell us what you are looking to finance and we will come back with real options - usually the same day.