Finance your new:

Toyota

How to get

Dynamic

Finance

Apply for your loan

Complete our online form or give us a call and we'll get your loan application underway

We'll reach out

We'll give you a ring to understand exactly what you're looking to achieve and to collect information that will help us get you approved

Ready to go!

Once we have an approval, we'll send you through your loan documents to sign and you'll receive your payout shortly thereafter

“Whether you’re eyeing a brand-new Hilux, a reliable Corolla, or a pre-owned RAV4, Dynamic Finance offers competitive and flexible Toyota finance solutions tailored to your needs. We make it easy to finance your Toyota—whether you’re buying privately or through a dealership—so you can drive away with confidence.”

Why Finance your Toyota with us?

Financing for New and Pre-Owned Toyota Models
  • Cars, SUVs, Utes, Hybrids, and EVs: From the Toyota Yaris to the Land Cruiser, we finance the full range of Toyota vehicles.
  • New or Used Toyota Finance: Whether you’re purchasing a late-model pre-owned vehicle or a brand-new model, we’ve got you covered.
  • Dealer or Private Purchase Support: Found your Toyota at a dealership or via private sale? We make both options quick and simple to finance.
Competitive Interest Rates & Flexible Terms
  • Affordable Toyota Ownership: Enjoy some of the most competitive rates in New Zealand, making Toyota ownership accessible to all.
  • Custom Repayment Plans: Tailor your payments to suit your budget, with terms designed to provide flexibility and convenience.
  • Fast Pre-Approvals: Don’t miss out on the right car—get pre-approved quickly and shop with confidence.
Trusted by New Zealand Toyota Enthusiasts
  • Kiwi-Owned and Operated: We understand the unique needs of New Zealand drivers, offering local expertise and personalized service.
  • Specialized Toyota Financing: Whether you’re upgrading to the latest Toyota tech or securing a pre-loved classic, we provide solutions tailored to luxury vehicle financing.

What Sets Us Apart?

When you finance with Dynamic Finance, you’re choosing independence, transparency, and personalized support over the restrictive environment of dealership financing.

Dealer Finance vs. Dynamic Finance
  • No Manufacturer KPIs or Finance Targets: Dealerships often operate under strict manufacturer-driven sales and finance goals, which can lead to pressure tactics or limited financing options. We focus on your needs, not theirs.
  • Unbiased Financing Options: As an independent provider, we offer flexible solutions tailored to your specific requirements, whether personal or business-related.
  • Transparent Terms: Unlike dealership finance options that may include hidden fees or restrictive terms, we provide clear and straightforward agreements.
  • Freedom of Choice: Whether buying privately or through a dealer, we ensure you have the freedom to choose the right Toyota for your lifestyle, without added pressure.

 

Choosing Dynamic Finance means working with a finance partner focused solely on helping you achieve your dream of Toyota ownership without compromise.

Get Started Today!

Experience the Dynamic Finance difference. From competitive rates to tailored solutions, we make financing your Toyota simple, transparent, and stress-free. Apply online now or contact us for a personalized consultation.